SMEs paying overseas suppliers face timing mismatches between invoices, FX windows, and settlement cut-offs. Delays strain relationships, while pre-funding inflates working capital costs. Mansa enables just-in-time borrowing and disbursement for supplier payouts. Funds are drawn down only when needed, with utilization proofs ensuring compliance. Businesses can settle suppliers instantly while reconciling repayments seamlessly once buyer funds arrive. Impact: On-time supplier payments (≥ 99%), reduced aging on AP/AR, and stronger supply chain trust.